Cashback Rewards
Earn up to 12% cashback on the cost of borrowing as a repeat customer, a benefit you will not find with cash advance apps or in-store payday loan providers.
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256-Bit
SSL Secured
Alberta
License #341941
24/7
Approvals
2-Minute
e-Transfer
Over 50,000 Albertans
helped in 2025
Key Takeaways
Borrow $100 to $1,500 with iCash, fully online, no storefront visit needed
Flat borrowing fee of $14 per $100, the maximum allowed under Alberta law
Repay in up to 7 installments (minimum 2), depending on your pay cycle, from 42 to 62 days
Funds sent by Interac e-Transfer in as fast as 2 minutes, 24/7, 365 days a year
iCash is fully licensed in Alberta and accepts all types of credit and income, including AISH, EI, and CPP
A payday loan is a short-term personal borrowing option designed to help bridge a temporary financial gap, whether that is a surprise vehicle repair, an urgent bill, or a medical expense you were not expecting. In Grande Prairie, iCash offers payday loans ranging from $100 to $1,500 to help when you need money between paycheques.
Unlike traditional lump-sum payday loans that you'd get at a bank, iCash provides an installment repayment structure in Alberta. That means you can spread your repayment across up to seven scheduled payments rather than repaying everything at once on your next payday.
This makes managing your budget and paying your bills easier and helps you avoid unnecessary debt, especially when things are already tight. It also means not having to visit a branch or a bank, since it's all done online.
The cost of borrowing with iCash is straightforward: $14 for every $100 borrowed. That is a flat fee per loan and what you would pay in general, not a compounding interest rate.
Here is a practical example: if you borrow $300, the total fee is $42 (300 / 100 x 14). Your total repayment would be $342, split across your scheduled installments.
Congratulations! Your loan is approved.
Getting approved for payday loans in Canada with iCash is simpler than you might expect. The application process is fast and straightforward. Here is what you need to help get started
Be at least 18 years oldShow that you have been receiving the same source of income for the past three monthsHave a total net income of at least $800/monthHave access to an online bank account, in which pre-authorized debits can be performed*Have a valid Canadian mobile phone number, address, and email address (VoIP numbers are not accepted)
*Please note that KOHO accounts do not qualify as they do not support pre-authorized debits.
Payday Loans for AISH Recipients
We accept a wide range of income types, including employment wages, self-employment income, CPP and private pensions, Employment Insurance, disability income, child tax benefits, and provincial programs like AISH (Assured Income for the Severely Handicapped).
iCash conducts a one-time credit check on your first loan application. All subsequent loan applications are exempt from any credit check. That being said, our lending decisions aren't based on a person's score. We believe people are more than their credit score, which is why we're happy to work with Canadians who may not have the best credit.
Earn up to 12% cashback on the cost of borrowing as a repeat customer, a benefit you will not find with cash advance apps or in-store payday loan providers.
Refer friends or family and earn rewards through the iCash Referral Program.
Over 1 million Canadians have used iCash. Do not just take our word for it. See what real customers are saying on Trustpilot, where iCash holds a 4.7 out of 5 rating with over 3,000 reviews.
Apply, track your loan, and manage repayments right from your phone. The iCash app is rated 4.8/5 on the Apple App Store and 4.8/5 on Google Play.
Your credit score does not define your eligibility. We accept all types of credit, so a low score does not have to stand in your way.
Grande Prairie's economy is closely tied to the oil and gas sector, which means income can shift quickly depending on the season and the market. When a rig schedule changes or a contract wraps up earlier than expected, the gap between your last paycheque and your next one can feel long. That is exactly the kind of situation iCash was built for: a short-term bridge to help you get the money you need to cover an unexpected expense without falling behind on rent or bills.
Grande Prairie's median household income sits at $102,000, above the national average (Statistics Canada, Census Profile 2021). But that headline number does not tell the full story. The local economy runs on oil and gas, agriculture, and forestry, all sectors where boom-bust cycles, seasonal shutdowns, and contract-based work create income gaps that do not always line up with when bills are due. When money runs short between paycheques, even a small unexpected cost can lead to debt.
As of early 2026:
Average apartment rent in the city reached approximately $1,440 per month, an 8% year-over-year increase.
Groceries for an average family typically run $500 to $600 per month, sometimes more.
Most residents find that they must rely on personal vehicles, with total driving costs averaging $700 to $800 per month.
Transit's SUPERPASS system offers rides at $3.25 each, with monthly passes running around $74.25.
In 2025 alone, more than 50,000 Albertans turned to iCash for short-term funds.
iCash lends across northern Alberta, not just in the largest centres. iCash also serves Fort McMurray, with the same fast, fully online application and same-day e-Transfer funding.
Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 4% of the cost of borrowing credited to your account. You can earn up to 12% depending on how many iCash loans you have repaid.
Have more questions? Check out our full FAQ.
